SAXONApplication Desk

Sign in

Owner access only. Password and authenticator code.

Email Password Authenticator code

No owner is configured yet. Run node cli.mjs set-owner <email> on the gateway.

Applications

State

Reference	Applicant	ID (last 4)	Requested	Term	SoftiDoc	State	Received

No applications yet. Website submissions arrive here automatically.

Applicant

Affordability (NCA s81)

Figures are the applicant's declarations and the product's capped fees. Verify against the SoftiDoc bank and payslip results before deciding.

SoftiDoc results

Notes

Decision

Outcome Approved amount (R) Rationale

Acknowledgements (required to approve) Identity verified (SoftiDoc liveness/ID match reviewed) Affordability assessed against verified income and expenses Bank statement and payslip evidence reviewed Fees, interest and disclosures within NCA caps; no reckless lending

MaxMoney capture (manual, until the API is whitelisted)

MaxMoney → Clients → search by ID number; create the client if not found.
Create the loan application with the approved amount and term; upload the SoftiDoc documents.
Copy the MaxMoney client and loan references here.

MaxMoney client ref MaxMoney loan ref

Audit trail

Manual intake

For applications taken by phone or in person. Website applications arrive automatically.

First name Last name ID number Phone Email (optional) Requested amount (R) Term Employer / income source Monthly take-home income (R) Monthly living expenses (R) Monthly debt repayments (R) Next payday Applicant gave consent to assessment, verification and bureau checks (recorded verbally/in writing).